France Payment Market Size & Share Analysis - Growth Trends & Forecasts (2025 - 2030)

The report covers France Payment Companies and the market is Segmented by Mode of Payment (Point of Sale (Card Payments, Digital Wallet, Cash), Online Sale (Card Payments, Digital Wallet)), and by End-User Industries (Retail, Entertainment, Healthcare, Hospitality). The Market Sizes and Forecasts are Provided in Terms of Value (USD).

France Payment Market Size & Share Analysis - Growth Trends & Forecasts (2025 - 2030)

France Payment Market Size

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France Payments Market Summary
Study Period 2019 - 2030
Base Year For Estimation 2024
Forecast Data Period 2025 - 2030
Market Size (2025) USD 234.91 Billion
Market Size (2030) USD 413.63 Billion
CAGR (2025 - 2030) 11.98 %
Market Concentration Medium

Major Players

France Payments Market Major Players

*Disclaimer: Major Players sorted in no particular order

Compare market size and growth of France Payments Market with other markets in Technology, Media and Telecom Industry

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Digital Commerce

Electronics

Information Technology

Media and Entertainment

Security & Surveillance

France Payment Market Analysis

The France Payments Market size is estimated at USD 234.91 billion in 2025, and is expected to reach USD 413.63 billion by 2030, at a CAGR of 11.98% during the forecast period (2025-2030).

  • E-commerce has been a significant factor driving the French payments market. The increasing popularity of online shopping has led to a surge in digital transactions, prompting a shift from traditional card payments to alternative methods. E-wallets and digital payment platforms have gained traction as consumers seek convenient and secure ways to make online purchases. Furthermore, the emergence of buy now, pay later (BNPL) services has added flexibility to payment options, particularly among younger demographics.
  • Consumers shopping online increased significantly in Europe. According to a survey, mobile transactions contributed 50% of the total online sales in Europe. Digital wallets are the most preferred payment option, and nearly 44% of Europeans would rather pay using e-wallet apps. Merchants also favor digital wallets as they follow the Payment Services Directive rule (PSD2) that guarantees safe payments. Also, these are quick to set up and cost-effective.
  • The payment industry in France is constantly evolving. As part of its National Retail Payments Strategy (2019-2024), Banque de France has devised several initiatives that commercial banks and payment service providers are implementing to minimize reliance on cash and move the country closer to a cashless society.
  • The Bank de France has developed several initiatives that commercial banks and payment service providers are implementing as part of its National Retail Payments Plan (2019-2024) to reduce dependency on cash and bring the nation closer to a cashless society. These schemes will accelerate the growth of digital payments in the country.
  • Carrefour launched a WhatsApp feature for customers to order through the platform. The consumers could place orders on Carrefour Father Christmas bot on WhatsApp, and for payment and delivery slots, they were directed to the company website for final checkout. This strategy allowed the company to manage orders from social media platforms outside the e-commerce website.
  • Further, COVID-19 triggered a massive increase in online purchasing, and the current levels were maintained. This surge in online payments increased the demand for contactless or digital payments. According to a survey, 83% of consumers worried about touching a credit card payment reader and took to pay apps for making payments.

France Payment Industry Overview

The France Payments market is semi-consolidated, and start-ups are trying to disrupt the Payments industry using attractive promotions and building user-friendly payment gateways. However, the market is dominated by global players such as Apple Pay, Samsung Pay, Google Pay, Carrefour Pay, PayLib, and more. These businesses' primary growth tactics to survive the fierce competition include product releases, substantial investment in research and development, collaborations, and acquisitions.

In November 2023, FrenchSys, a division of CB-Investissements (CBI), and JCB International announced a partnership to streamline the JCB certification process for payment terminals throughout France. With an integrated certification procedure managed by FrenchSys, this partnership assists banks, terminal manufacturers, and merchant partners in accepting JCB Cards. By enabling merchant partners to allow JCB's over 154 million card members to use their cards in-store, the partnership accelerates the implementation of payment terminals and gives them a competitive advantage.

In April 2023, Worldline and Credit Agricole, a French lender, partnered to establish a joint payments operation. According to the payments company, France is an attractive and strategic Worldline market. According to the release, the alliance combines Crédit Agricole's robust distribution networks through its bank system with Worldline's in-store and online capabilities for retailers. According to the statement, the planned joint venture will leverage Worldline's global acceptance and acquiring platform to deliver a full-service offering to the major accounts in France, including the local Cartes Bancaires scheme.

France Payment Market Leaders

  1. Apple Pay

  2. PayLib

  3. Samsung Pay

  4. Carrefour Pay

  5. Google Pay

  6. *Disclaimer: Major Players sorted in no particular order
France Payments Market Concentration
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France Payment Market News

  • November 2023: Apple, a United States-based technology firm, announced that businesses in France can accept contactless and in-person payments using iPhone Tap to Pay. With the help of this new feature, millions of retailers and small businesses can easily and securely accept payments from digital wallets such as Apple Pay, contactless bank cards, and others. A user's iPhone and a partner's iOS app are only required without any additional hardware or payment terminal. 
  • January 2023: Ingenico and Binance launched an integrated crypto payments tool to facilitate cryptocurrency payments in French stores. Initially, the merchants can accept crypto payments at two outlets in France and slowly expand to others.
  • December 2022: Atlantic Money, the international money transfer provider, started its services in France, Italy, and Spain. The company is offering a flat fee of USD 3 transaction fee to beat its rivals and has also revised its sending limit.
  • November 2022: Viva Wallet partnered with Klarna, the Swedish BNPL(Buy Now Pay Later) platform, to provide European merchants with new payment solutions. The payment gateway has been designed to promote e-shopping. The POS app can turn an Android smartphone into a card terminal.
  • November 2022: Worldline and BR-DGE partnered to offer merchants various payment options via a single integration point. To help merchants optimize their payment stack and gain from payment orchestration, the collaboration brings together more than 300 payment providers and technological solutions.
  • September 2022: Thunes collaborated with Alipay+ to accept payments from European mobile users through the wallets of Asian companies, creating a global shopping experience for buyers. The partnership will help network merchants working with Thunes to cater to online consumers based in Asia.

France Payment Market Report - Table of Contents

1. INTRODUCTION

  • 1.1 Study Assumptions and Market Definitions
  • 1.2 Scope of the Study

2. RESEARCH METHODOLOGY

3. EXECUTIVE SUMMARY

4. MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Stakeholder Analysis
  • 4.3 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.3.1 Bargaining Power of Suppliers
    • 4.3.2 Bargaining Power of Buyers/Consumers
    • 4.3.3 Threat of New Entrants
    • 4.3.4 Threat of Substitute Products
    • 4.3.5 Intensity of Competitive Rivalry
  • 4.4 Evolution of the payments landscape in the country
  • 4.5 Key market trends pertaining to the growth of cashless transaction in the country
  • 4.6 Impact of COVID-19 on the payments market in the country

5. MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 High Proliferation of E-commerce, including the rise of m-commerce and cross-border e-commerce supported by the increase in purchasing power
    • 5.1.2 Bank Transfers is a Popular Payment Method for High Ticket Items
    • 5.1.3 SMBs are Using Different Payment Methods to Stabilize Sales
  • 5.2 Market Challenges
    • 5.2.1 Cyber Security Challenges
  • 5.3 Market Opportunities
    • 5.3.1 Move towards Cashless Society
    • 5.3.2 New Entrants to Drive Innovation Leading to Higher Adoption
  • 5.4 Key Regulations and Standards in the Digital Payments Industry
  • 5.5 Analysis of major case studies and use-cases
  • 5.6 Analysis of key demographic trends and patterns related to payments industry in the country (Coverage to include Population, Internet Penetration, Banking Penetration/Unbanking Population, Age & Income etc.)
  • 5.7 Analysis of the increasing emphasis on customer satisfaction and convergence of global trends in the country
  • 5.8 Analysis of cash displacement and rise of contactless payment modes in the country

6. Market Segmentation

  • 6.1 By Mode of Payment
    • 6.1.1 Point of Sale
    • 6.1.1.1 Card Payments (includes Debit Cards, Credit Cards, Bank Financing Prepaid Cards)
    • 6.1.1.2 Digital Wallet (includes Mobile Wallets)
    • 6.1.1.3 Cash
    • 6.1.2 Online Sale
    • 6.1.2.1 Card Payments (includes Debit Cards, Credit Cards, Bank Financing Prepaid Cards)
    • 6.1.2.2 Digital Wallet (includes Mobile Wallets)
    • 6.1.2.3 Others (includes Cash on Delivery, Bank Transfer, and Buy Now, Pay Later)
  • 6.2 By End-user Industry
    • 6.2.1 Retail
    • 6.2.2 Entertainment
    • 6.2.3 Healthcare
    • 6.2.4 Hospitality
    • 6.2.5 Other End-user Industries

7. Competitive Landscape

  • 7.1 Company Profiles
    • 7.1.1 Apple Pay
    • 7.1.2 PayLib
    • 7.1.3 Samsung Pay
    • 7.1.4 Carrefour Pay
    • 7.1.5 Google Pay
    • 7.1.6 Lydia
    • 7.1.7 Lyf pay
    • 7.1.8 Pumpkin
    • 7.1.9 Mastercard
    • 7.1.10 Visa
  • *List Not Exhaustive

8. Investment Analysis

9. Future Outlook of the Market

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France Payment Industry Segmentation

The payments market in France refers to the various ways in which individuals and businesses make transactions and transfer funds within the country. This includes traditional payment methods like cash, checks, and bank transfers, as well as electronic and mobile payments, such as credit and debit cards, e-wallets, and mobile payment apps.

The France Payments Market is segmented by mode of payment (point of sale [card payments, digital wallet, cash], online sale [card payments, digital wallet]) and end-user industries (retail, entertainment, healthcare, hospitality).

The market sizes and forecasts are provided in terms of value in USD for all the above segments.

By Mode of Payment Point of Sale Card Payments (includes Debit Cards, Credit Cards, Bank Financing Prepaid Cards)
Digital Wallet (includes Mobile Wallets)
Cash
Online Sale Card Payments (includes Debit Cards, Credit Cards, Bank Financing Prepaid Cards)
Digital Wallet (includes Mobile Wallets)
Others (includes Cash on Delivery, Bank Transfer, and Buy Now, Pay Later)
By End-user Industry Retail
Entertainment
Healthcare
Hospitality
Other End-user Industries
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France Payment Market Research FAQs

How big is the France Payments Market?

The France Payments Market size is expected to reach USD 234.91 billion in 2025 and grow at a CAGR of 11.98% to reach USD 413.63 billion by 2030.

What is the current France Payments Market size?

In 2025, the France Payments Market size is expected to reach USD 234.91 billion.

Who are the key players in France Payments Market?

Apple Pay, PayLib, Samsung Pay, Carrefour Pay and Google Pay are the major companies operating in the France Payments Market.

What years does this France Payments Market cover, and what was the market size in 2024?

In 2024, the France Payments Market size was estimated at USD 206.77 billion. The report covers the France Payments Market historical market size for years: 2019, 2020, 2021, 2022, 2023 and 2024. The report also forecasts the France Payments Market size for years: 2025, 2026, 2027, 2028, 2029 and 2030.

France Payment Industry Report

Statistics for the 2025 France Payments market share, size and revenue growth rate, created by Mordor Intelligence™ Industry Reports. France Payments analysis includes a market forecast outlook for 2025 to 2030 and historical overview. Get a sample of this industry analysis as a free report PDF download.

France Payment Market Report Snapshots